In The News

Are Longevity Annuities in Your Future?

I’ve been pretty critical of many annuities in the past but there is one out there that may be worth a serious look. It’s called a Qualified Longevity Annuity Contract (QLAC) — yes, that’s mouthful.  Recent technical changes to them ok’d by the U.S. Treasury offers a partial solution to the not-outliving-your-money challenge.

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There’s No Shame in the Senior Discounts Game

You can remove the girl out of the flirt, but not the flirt out of the woman. Thus, when an extremely attractive gentleman hovered near the department store counter and the sister ringing up my purchase announced all loud that there was a 15 percent discount for senior citizens, I demurred.

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What You Need to Know About 2014’s Top Scams

Scammer at workWhen fraudsters cook up a new scam, they typically use the same recipe: Start with establishing a connection with the target – be it through sweet talk or intimidation –mix with feigned credibility or authority.

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Report Finds Reverse Mortgages Confuse Borrowers

A three-year examination of reverse mortgage complaints to the Consumer Financial Protection Bureau shows that borrowers often didn’t understand the terms of those loans, including how quickly th

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Are Millennials Becoming a Generation of Renters?

Holding house keysIn the aftermath of the 2008 recession, boomer parents were besieged by millennial children boomeranging home to reclaim an old bedroom.

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Helping to End Poverty, One Person at a Time

“What does the world need me to do?”

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No Silver Bullet: Lessons from International Programs to Financing Long-Term Services and Supports

Life spans are increasing around the world, but countries differ enormously in how they deal with increasing demands for long-term services and supports (LTSS).

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Few African Americans Take Advantage of Retirement Planning Products

Recent research shows that most African Americans/Blacks age 50+ use financial products, such as checking accounts and savings accounts.

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How to Make Your Financial Dreams a Reality

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Be Generous, But Give What You Can Afford

African Americans/Blacks have a history of giving.

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Making a House a ‘Home for Life’

The "before" house used as a model for the Home for Life.

The “before” house used as a model for the Home for Life.

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The CARE Act: A Commonsense Solution to Help Family Caregivers

Alice from Texas cared for her husband, Cort, after he suffered a severe stroke.  She recently shared her story on I Heart Caregivers, writing, “After a week in intensive care, three weeks in a rehab facility and a month in a nursing home, I brought my husband home to begin his care. He came home with a severe wound on his back. I learned wound care, changing catheters, all the duties of a home healthcare nurse.

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Swiss Miss: A Painful Lesson in Currency Trading

Last Thursday the Swiss central bank sucker punched the financial community by unlinking the Swiss franc from the euro. As a result, those who trade in currency markets saw huge gains or losses.

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Where Health Insurance Prices Are Highest and Lowest

In health insurance prices, as in the weather, Alaska and the Sun Belt are extremes. This year Alaska is the most expensive health insurance market for people who do not get coverage through their employers, while Phoenix, Albuquerque, N.M., and Tucson, Ariz., are among the very cheapest.

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Improving Quality Measurement and e-Health in Medicaid Home and Community-Based Services: The TEFT Demonstration

Many Americans with personal care needs receive services in their own homes to help them with daily tasks such as bathing, dressing, and meal preparation. But the quality of care provided in private homes often is not measured.

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Group Urges Labor Dept. to Protect Retirees' Nest Egg

A coalition of public interest groups has joined forces to prod the U.S. Department of Labor to revise rules requiring financial advisers to act in their clients’ best interests when offering retirement investment advice.

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Non-Traded REITs – Too Good to be True?

Are you looking for income? One solution often pitched is private and non-traded REITs (real estate investment trusts). REITs raise money to buy income-producing real estate. In this low-yield environment, they are touted as having high yields, no market risk, and as alternatives to bonds.

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Older Workers See Job Gains

Now hiring sign on whiteboard held by smiling manEmployers capped a year of solid hiring by adding 252,000 jobs to the economy in December — and older workers welcomed

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5 Ways to Make Your Debit Card Safer

Using debit card at retail storeWorried about data breaches but still prefer to use your debit card?

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What to Do With Your Money in 2015

As we start the new year, the usual suspects are lining up to forecast market trends and tell us what to do with our money.

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